It is no surprise that the government, here in the US, is struggling financially. The reasons for the debt increasing are many and pointing the finger at a person or party won’t really get us anywhere. Hopefully, the government can come together and start resolving the financial crisis. Until then, the financial reform you and I should be looking at is within our own homes.
Tag Archives: finances
Never Buy a New Car
While in high school, I purchased my own 1989 Baby Blue Bronco 2. Yes, it wasn’t even a semi-cool real Ford Bronco, but the little baby brother second edition. That car and I had a love-hate relationship. I loved having a car and it was ultra cheap, but I hated that I was always replacing… Continue Reading
A Week on $20
So, new tactics have to start somewhere. My new financial tactic to thwart the small stuff starts right now. From this Monday (September 28th, 2009) to next Sunday (October 4th, 2009), I am going to live on $20. Budgeting has definitely helped lately, but I need another kick. I need to push myself to the… Continue Reading
The Power of $5
You may not realize it, but $5 a day is flying from your pocket and into oblivion. You may think you are doing the right things to save, but there are many ways you could be doing better. And recognizing that $5 is the first start.
First off, this is definitely not a Ramit Sethi-type teaching by any means. This is focusing on the smaller aspects of spending we don’t recognize. Many other financial “guru’s” and bloggers have noted the effect of limiting latte’s and general eating out practices. However, there aren’t as many “guru’s” screaming about the money being wasted in the household nor the ways to grow a small savings through changes such habits in the home. The benefits to a Sethi-type are obvious. The more you knock out big chunks of big bills, the faster you save a lot. That is great and I am all for those practices, but they are usually limited to being performed rarely. Whereas, the actions I will express are lifestyle changes that can save just as much or more in the long run.
